Terms and conditions for website usage
Access to and use of the software from this website (the “Software”) are subject to these terms and conditions. Your use of the Software constitutes your agreement to be bound by these terms.
Cre8tech Labs Inc. (“Cre8tech”) reserves the right to make changes to the Software at any time without advance notice. Any revisions, updates, enhancements or other modifications of the Software will be considered a derivative work and your possession, use, or display of it shall be governed by these terms to the same extent as if it had been the original Software.
Cre8tech grants you a revocable, limited, non-exclusive right to access and use the Software for lawful purposes, subject to these terms and conditions. Cre8tech reserves the right to terminate your access to the Software for any reason, including if you do not adhere to these terms and conditions or if you infringe on the rights of others.
If your access to or use of the Software require you to register or create an account, you must complete the registration process by entering complete and accurate information. You must maintain and promptly update any information provided in registration. If the Software requires a password, you are solely responsible for the security of your password(s). You are solely responsible for any activity that occurs under your account or password.
The Software may include access to third-party information or materials. Cre8tech has no control over materials or information produced or operated by third parties. More generally, Cre8tech does not control the information provided by others which you may access via the Software. Such information may be inaccurate or deceptive. You are responsible for verifying the accuracy or veracity of information provided by third parties before acting on it.
The works of authorship contained in the Software, including but not limited to all trademarks, design, text, and images, are owned, except as otherwise expressly stated, by Cre8tech or its licensors. Beyond the revocable, limited, non-exclusive right to access and use the Software for lawful purposes granted herein, no license or right in or to any such intellectual property is granted to or conferred upon you. You will not contest or aid in the contesting of any Cre8tech trademark or take any action in derogation of Cre8tech’s rights therein.
If you believe the Software or materials or information accessed via the Software infringe on the intellectual property rights of another, including yourself, you must notify us and particularly describe the right(s) allegedly misappropriated, the allegedly infringing materials or information, a Uniform Resource Locator (URL) where the materials or information allegedly appeared and the date and time you saw it there. Such notice must be sent by U.S. Mail or a reputable overnight carrier to the address at the bottom of these terms and conditions.
You may not copy, reproduce, modify, republish, upload, post, publish, license, reverse engineer, create derivative works from, decompile, disassemble, sublicense, lease, loan, rent, timeshare, deliver, transmit, or distribute the Software without Cre8tech’s express written permission. You may not remove or alter any proprietary rights notices or markings, or add any other notices or markings to the Software.
Within the Software, you may enter login credentials or otherwise take action to access sites and services owned and operated by third parties (the “External Services”), including for purposes of obtaining or providing consumer credit reports, providing the content within consumer credit reports or mortgage loan applications, and document preparation and procurement services. When you access External Services, Cre8tech will assume that you agree to be bound by and agree to comply with the terms and conditions of any agreements between you and the third-party service provider.
THE SOFTWARE IS PROVIDED "AS-IS" AND "WITH ALL FAULTS" AND, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CRE8TECH DISCLAIMS ALL OTHER REPRESENTATIONS AND WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, REGARDING THE SOFTWARE, INCLUDING WITHOUT LIMITATION ITS FITNESS FOR A PARTICULAR PURPOSE, ITS QUALITY, ITS MERCHANTABILITY, ITS PERFORMANCE, ITS NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, OR THE RESULTS OBTAINED BY USING THE SOFTWARE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL CRE8TECH BE LIABLE TO YOU FOR ANY COMPENSATORY, CONSEQUENTIAL, INCIDENTAL, DIRECT, INDIRECT, SPECIAL OR PUNITIVE DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, LOST SAVINGS, BUSINESS PROFITS, BUSINESS INTERRUPTION OR ANY OTHER LOSS) (COLLECTIVELY "LOSSES") ARISING OUT OF YOUR USE OF THE SOFTWARE, EVEN IF A REPRESENTATIVE OF CRE8TECH HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSSES, AND REGARDLESS OF WHETHER LOSSES ARE SUFFERED BY YOU OR ANY OTHER THIRD PARTY.
You will indemnify, defend, and hold harmless Cre8tech, its affiliates, directors, officers, agents and employees from and against all liabilities, damages, and costs (including settlement costs and reasonable attorneys’ fees) related to, arising out of or in connection with: (1) your use of the Software; (2) your breach of these terms; or (3) your negligence or willful misconduct.
If a dispute arises between you and another user of the Software, you release Cre8tech and its officers, directors, employees and agents from any and all claims arising from or in any way connected to such dispute. If you are a California resident, you waive California Civil Code section 1542, which says, “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.”
You acknowledge that you are solely responsible for compliance with laws and regulations applicable to you. If in your good-faith judgment the use of the Software may cause you to not be in compliance with any applicable law or regulation, you will cease using the Software.
You will not disparage, defame, or compromise the goodwill, name, brand, or reputation of Cre8tech or any of its directors, officers, agents, or executives, or take any action which could reasonably be expected to adversely affect the personal or professional reputation of Cre8tech or its directors, officers, agents, or executives. For purposes of these terms, disparage means to make or endorse any negative statement, whether written or oral.
All matters relating to your use of and access to the Software shall be governed by U.S. federal law or the laws of the state of California.
We welcome your questions and comments regarding these terms. You may contact us electronically at legal@lenderprice.com or by U.S. Mail to 33 S. Catalina Ave., Suite 101, Pasadena, CA 91106.
These terms were last updated on April 3, 2019.
