FLEX FOR NON-QM & NON-AGENCY
Price every Non‑QM opportunity with confidence.
FLEX is the configurable Non‑QM pricing engine built for lenders that refuse to force specialized programs into a conventional workflow. Launch, price and manage the product mix your borrowers and broker partners actually need—without custom development every time the market changes.
DSCR1.12x
Loan Amount$825,000
OccupancyInvestment
A PURPOSE-BUILT NON-QM PRICER
More flexibility for the loans that do not fit a conventional box.
Non‑QM lending is not one product. It is a fast-moving mix of borrower profiles, income documentation methods, property types, matrices, exceptions and investor overlays. FLEX gives your team one flexible pricing experience for that reality—so originators can find the right path quickly, while secondary marketing and operations retain control.
Instead of treating Non‑QM as an edge case, FLEX makes it a governed part of your lending strategy. Create the criteria that matter to your programs, keep pricing current, and present a clean set of eligible choices to the people who need to move a loan forward.
Program-level flexibility
Configure fields, eligibility, pricing tiers and workflows around your own products—not a generic template. FLEX adapts to the way your lenders, branches and broker channels operate.
Faster product decisions
Help originators see the eligible options, understand what changed the result and move from scenario to submission without stepping outside the pricing experience.
Operational control
Connect your Non‑QM front end to the pricing, lock desk and operational controls that keep a specialized product set accurate and manageable at scale.
BUILT FOR THE BREADTH OF NON-QM
One flexible engine. The product diversity Non‑QM lenders require.
FLEX can support the loan programs and decision paths that define a modern Non‑QM offering. Your team controls the exact programs, guidelines and investor relationships shown in the experience.
CONFIGURE WITHOUT COMPROMISE
Turn a changing Non‑QM strategy into a consistent borrower experience.
FLEX makes it easier to put the right controls behind an expansive product menu. Build the fields and rules your team needs. Tailor experience by channel, product, pricing tier, branch or investor. Keep changes governed, visible and aligned to your execution strategy.
That means less friction between sales, capital markets and operations—and a clearer path for every eligible borrower scenario. Whether you are extending an established Non‑QM platform or introducing a new specialty program, FLEX helps you move with precision.
Configure borrower, income and property criteriaAdapt the pricer to the variables your programs actually use.
Control pricing by channel and relationshipSupport retail, wholesale and specialized distribution strategies.
Present clear eligible choicesGive originators a usable, guided path through complex scenarios.
Connect the front end to executionKeep product, pricing and operational workflow working together.
MAKE NON-QM A GROWTH ENGINE