APR
Analyze. Price. Recapture.
Turn your servicing portfolio and closed loans into new lending opportunities. Identify in-the-money refinance candidates, uncover home equity potential, and engage borrowers with timely, relevant offers.
THE OPPORTUNITY INSIDE EVERY LOAN PORTFOLIO
Reprice the loans you already know. Discover the business you could win next.
APR—Analyze, Price, Recapture—helps banks, servicers, and independent mortgage lenders identify new opportunities within existing servicing portfolios and previously funded loans. Compare loan scenarios against current market pricing to uncover potential refinances, evaluate home-equity prospects, and plan better-informed borrower outreach.
Illustrative dashboard and sample figures for demonstration purposes—not actual portfolio results.
Large banks & servicers
Reprice a servicing book to find loans that may now be in the money. Help retention and marketing teams focus on borrowers with a potential refinance opportunity before that relationship moves elsewhere.
Mortgage lenders of every size
Put your funded-loan history to work. Even a smaller lender can review recently closed and seasoned loans to find refinance candidates and generate new conversations without starting from a cold prospect list.
Home-equity & HELOC discovery
Identify borrowers whose estimated home-equity position may warrant a closer look at a HELOC or other home-equity solution. Evaluate the opportunity while recognizing that eligibility, equity, and borrower needs still require confirmation.
Smarter recapture marketing
Give marketing and retention teams a more relevant starting point: which loans to evaluate, what type of financing might fit, and which borrower segments may merit timely outreach.
ANALYZE · PRICE · RECAPTURE
From closed loans to new conversations.
Instead of treating a funded loan as the end of the relationship, APR helps lenders revisit past originations as market rates and borrower circumstances evolve. Its portfolio-analysis workflow helps teams isolate opportunities for further review and outreach.
For enterprise servicers, the opportunity may span a large servicing book. For a smaller lender, it may be a history of closed loans. The objective is the same: make existing loan relationships a source of informed, proactive business development.
IDENTIFY REFINANCE OPPORTUNITIES AND INCREASE RECAPTURE
Lender Price APR helps banks, mortgage servicers, and lenders of every size reprice servicing portfolios and previously funded loans against current market opportunities. Identify loans that may be in the money for refinancing, discover borrowers who could benefit from a home equity line of credit (HELOC), and turn portfolio insights into timely, relevant recapture and marketing campaigns.
Proven Results. Measurable ROI.
Hundreds of millions of loan scenarios repriced per month
10%+ increase in immediate loan origination opportunities
Significant revenue growth and portfolio profitability
Key Advantages of
Lender Price APR
Portfolio-Wide Repricing
Reprice your servicing book or funded-loan history against current pricing to identify potentially in-the-money borrowers, refinancing candidates, and recapture opportunities—whether you manage millions of loans or a smaller book of closed loans.
Targeted Borrower Engagement
Prioritize targeted outreach using each borrower’s loan characteristics and potential refinance or home-equity opportunity. Focus marketing on loans worth a closer look instead of sending the same offer to every borrower.
Automation & Efficiency
Eliminate manual rate comparisons and data ingestion tasks to save significant time and operational costs.
Enhanced Recapture Strategies
Empower your team with accurate, timely pricing insights to proactively reach borrowers before competitors do.